Bobby Chadha, has past experience at The Product & Design Company, MaxTax, Rippling, studied at Middlesex University.
Bio
I am a product leader and chartered accountant (FCCA) with extensive experience building and scaling B2B and enterprise SaaS solutions across payroll, HRIS, accounting, and payments. Throughout my career, I have led 0-to-1 product builds, international expansions, and hyper-growth initiatives at companies including Rippling, TrueLayer, and Intuit. I specialize in combining product strategy with platform execution to deliver compliant, world-class financial technology, with a current focus on applied AI and agentic workflows.
Strategic Product Advisor (Contractor) at The Product & Design Company
Working as a General Manager / Product Director / Principal IC to advise, build and launch new businesses or enhance existing products to become world class.
I work across the org from C-suite to PMs, Engineers and Talent to build not only products but whole groups and segments.
I'm a subject matter expert on -
AI initiatives specifically in the payroll, payments and Account space. I have extensive experience in both 'rules-based' AI development in relation to payroll and Personal taxes and using LLM's with forced constraints to ensure integrity of the agentic AI's advice to the user.
UK and European Payments related initiatives. I was a head of product at TrueLayer (open banking), Santander Payments and was a C-suite member for Rippling's UK payments group. I worked with the FCA directly whilst at Santander and Rippling (AIS / PIS / E-money, UK and EU Payments) licences.
Payroll, HRIS, BenAdmin, HR tech, Accounting and Fintech related initiatives. I have built these products from the ground up
in the UK, Ireland France Germany (including ITSG certification).
VP Product - CPO / Head of Product and founder at MaxTax
I build and scale B2B, B2C and enterprise SaaS across Payroll, HRIS/HCM, Accounting and Payments, combining product strategy, platform execution and GTM to deliver measurable growth and step-change user outcomes.
I've led 0->1 builds, international expansion, and hyper-growth scale, including multi-country payroll, gross-to-net, time & attendance, payments orchestration, and open banking (PSD2). Increasingly, I focus on applied AI, agentic workflow, anomaly detection/reconciliation, and AI-assisted operations that reduce cost-to-serve while improving accuracy and compliance.
Highlights
* Rippling: Hired and built the European product expansion; launched native Payroll, HRIS, Time and Payments across UK, France, Ireland, Netherlands; achieved enterprise-grade, compliant payroll + HCM capabilities for complex regulatory markets.
* TrueLayer (Open Banking): Expanded into 10+ markets; helped improve payment conversion to >90% (from ~50% vs cards) in high-complexity markets incl. France, Germany, Ireland, Spain. Deep experience across 0->2A payments, bank integrations, risk & fraud, KYC/AML and conversion optimisation.
* QuickBooks / Intuit: Helped grow UK/AU/FR from ~600 to 3M+ paying subscribers over 7 years; quadrupled NPS in the UK; built QuickBooks Mobile and QB Self-Employed experiences with world-class customer satisfaction.
* MaxTax (Founder): Built and scaled a Fintech product to acquisition in ~3 years.
Product Lead at Rippling
I joined Rippling as a Product Lead (equivalent to Product Director) to fix, build and scale the UK, IE & Europe to become a best in class all in one offering for our enterprise customers in Europe.
During my tenure, my mission was to build and scale a localised native payroll, payments, HRIS and TimeOff offering at record speed in the UK, Ireland, Germany (including ITSG certification), France, Australia, Spain, Holland and Portugal
I manage a team of 6 Product Leads who are all owners of our European growth countries and act as Country General Managers.
My duties include-
Building a world class localised, compliant, native Product offering for our customers who are Hiring, Onboarding, Off Boarding, Payroll, Time Off, Payments, EOR employees and contractors in the UK and Ireland.
Hiring, developing and coaching a team of Senior Product Leads (Heads of Products) in Europe.
Being the UK & IE expert on all things related to Payroll, HRIS, Taxes, Filing, BenAdmin and Payments.
Quarterly planning and Strategy of the Rippling financial product ecosystem in Europe.
In the Small business and Enterprise domain. From building onboarding, implementation to self serve tools. I built instant onboarding (no parallel runs or interventions) for Payroll and HRIS in the UK, IE and France at Rippling.
NED, I'm a chartered Accountant (FCCA) and tech founder (MaxTax) who has worked in close proximity with the UK regulator FCA through my roles at Santander bank and Rippling.
VP of Product Advisor - (Contract) at Koinly
I joined Koinly as an interim VP of product.
My remit at Koinly covered -
Create an Open Finance Group with our 700+ API integrations with wallets, tokens and exchanges to pull data and compute taxes.
Best consumer app for traders and businesses - Portfolio view and dashboards which allow users to track their crypto assets.
A compliant and delightful offering- Automatic calculations based on gains, losses and accounting methods in all large crypto markets globally.
Head of Product - Payments & Data at TrueLayer
I helped create the Open Banking Expansion (OBX) group at TrueLayer. Our mission is to (1) Build delightful OB data & payments experiences for end users and clients (2) Expand OB payments & data services across the world.
VP Product at TrueLayer
We did this by hiring and developing product squads made up of product managers (13), engineers (30), analysts and bank relationship managers who were optimising for individual countries.
This has resulted in TrueLayer expanding to new markets faster than ever whilst becoming one one the largest OB TPPs in the world.
Achievements-
Built a strategy and rapidly expanded in to 10+ markets with 90%+ coverage.
Helped grow monthly payment volume 400 percent and monthly payment value 800 percent. Grew from a few million to processing billions in payments and doubled our base. Achieved 70% share of checkout vs cards with merchants in the fintech space.
Revamped the hiring process for Product managers. I also developed TrueLayers career and growth framework for all PMs and built an APM (entry level PMs) programme for TrueLayer which was the first of it's kind.
2-3x growth in conversion rates in our key markets across Europe. Quite comfortably the highest converting OB provider in Europe due to our localised focused obsession with building delightful UX flows with banks and our clients.
Education
BA; Money, Banking & Finance, Banking at Middlesex University
Dissertation: Economic impact of the development of Terminal 5 to...more
Certificate for Financial Advisers, Finance and Financial Management Services at LIBF
I am a product leader and chartered accountant (FCCA) with extensive experience building and scaling B2B and enterprise SaaS solutions across payroll, HRIS, accounting, and payments. Throughout my career, I have led 0-to-1 product builds, international expansions, and hyper-growth initiatives at companies including Rippling, TrueLayer, and Intuit. I specialize in combining product strategy with platform execution to deliver compliant, world-class financial technology, with a current focus on app
What is Bobby Chadha's professional background?
Bobby Chadha's experience includes: Strategic Product Advisor (Contractor) at The Product & Design Company (Jul 2024 – Jun 2025); VP Product - CPO / Head of Product and founder at MaxTax; Product Lead at Rippling (Jan 2023 – Jul 2024); VP of Product Advisor - (Contract) at Koinly (Sep 2022 – Dec 2022); Head of Product - Payments & Data at TrueLayer (Apr 2021 – Sep 2022); VP Product at TrueLayer.
Where did Bobby Chadha study?
BA; Money, Banking & Finance, Banking at Middlesex University (1999 – 2001); Certificate for Financial Advisers, Finance and Financial Management Services at LIBF (2008 – 2008); ACCA, Accountancy at ACCA (2009 – 2011).
How can I find Bobby Chadha online?
Bobby Chadha can be found at: LinkedIn: https://linkedin.com/in/chadhabobby.